Credit without a Social Security Number

Indian Lenders Mine Phone Data,” The Wall Street Journal, November 24, 2017 B10.  Lenders fill gap in credit histories by checking data on phones to track Facebook connections and on-line shopping.

So, would we be more comfortable with this approach than the Equifax approach?  What’s more private, your phone or your Social Security Number?

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Filed under Access, Accuracy, Analytics, Data quality, Information, IT, Value

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